Terms of Service for Sightline App

Effective Date: January 1, 2025

Welcome to Sightline! By accessing or using our app, you agree to the following Terms of Service ("Terms"). Please read them carefully. If you do not agree, you may not use the app.

1. Acceptance of Terms

By creating an account or using Sightline, you agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. These Terms apply to all users of the app.

2. Use of the App

a. Eligibility

• You must be at least 13 years old to use Sightline.
• If you are under the age of majority in your jurisdiction, you must have parental or guardian consent.

b. License to Use

Sightline grants you a limited, non-exclusive, non-transferable, and revocable license to use the app for personal, non-commercial purposes.

c. Prohibited Activities

You agree not to:

• Use the app for unlawful purposes or in violation of these Terms.
• Reverse-engineer, decompile, or disassemble any part of the app.
• Interfere with the app's functionality or its security features.
• Submit false or misleading information.

3. Account Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials.
• You must notify us immediately of any unauthorized use of your account.
• We are not liable for any loss or damage resulting from unauthorized access to your account.

4. Third-Party Services

Sightline integrates with third-party services to provide functionality. By using these services, you agree to their terms and acknowledge that Sightline is not responsible for their actions. Third-party services include but are not limited to:

• Plaid: For secure financial platform connections.
• OpenAI: For AI-powered features.
• Clerk: For user authentication.
• Supabase: For secure data storage.

5. Data Privacy

Our use of your information is governed by our Privacy Policy, which outlines how we collect, use, and protect your data. By using the app, you consent to these practices.

6. Intellectual Property

• All content, features, and functionality of the app, including text, graphics, and logos, are the exclusive property of Sightline Inc. or its licensors.
• You may not use our intellectual property without prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law:

• Sightline Inc. is not liable for indirect, incidental, or consequential damages arising from your use of the app.
• We do not guarantee that the app will be error-free, uninterrupted, or meet your specific needs.

8. Termination

We reserve the right to suspend or terminate your account at our sole discretion if you violate these Terms or engage in prohibited activities.

9. Modifications to the App and Terms

• We may update or discontinue the app at any time without notice.
• These Terms may be updated periodically. Continued use of the app after changes signifies your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the Province of Ontario, Canada, without regard to conflict of laws principles.

11. Dispute Resolution

• Any disputes arising under these Terms will be resolved through binding arbitration in Toronto, Ontario, except where prohibited by law.
• You waive your right to participate in a class action.

12. Contact Us

If you have questions or concerns about these Terms, please contact us at: